Buying with Affirm is simple
Prequalify in minutes
Complete a quick application that won't affect your credit score.
Know what you'll owe
Never pay more than what you see up front, with no hidden fees.
Try it for 30 days
You're covered by an industry-leading 30-day money-back guarantee.
Shop with Affirm and we'll show you how you'll pay
It's never been easier to find the relief you need.
Explore our coral and easily check out with Affirm.
Frequently Asked Questions
Yes! There’s no penalty for paying early.
Yes! There’s no penalty for paying early.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No—checking your eligibility won’t affect your credit score.
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
Our Affirm financing options are available for customers within the United States and its territories, with a few exceptions.
It’s possible to create an Affirm account if you live in an excepted state. But depending on where you live and which product you have applied for, you may not be able to prequalify or get approved for a loan due to the state laws there.
For instance, Affirm’s Bank Partners do not currently originate loans through the Affirm platform in Iowa or West Virginia. However, Affirm (through a lending subsidiary) may be able to offer you its split pay product in some instances even if you live in Iowa or West Virginia.
Affirm financing options are available for those customers who have an order total of $48 or more.
Orders containing TheraOne with an order total of $48 or more must pay through Affirm’s Split Pay option.
Orders containing TheraOne products are only eligible to finance their order total through Affirm’s Split Pay option. Orders containing Therabody devices or accessories without TheraOne products are only eligible for standard financing options, breaking their order total into easy monthly payments subject to eligibility check.
Affim will automatically select your financing option based on the contents of your order.
Orders containing TheraOne products are only eligible to finance their order total through Affirm’s Split Pay option. Orders containing Therabody devices or accessories without TheraOne products are only eligible for standard financing options, breaking their order total into easy monthly payments subject to eligibility check.
*Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.